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This Spotlight is sponsored by Etiqa.
We often spend hours and days — or even weeks and months — planning for the perfect trip
From chasing flight promos, to planning food stops, and even building the perfect TikTok shot list, travel planning is serious business. Some of us even make spreadsheets for it!
But most travellers don't expect the little travel hiccups that can turn into major setbacks which derail all your careful planning
Here are a few examples that come to mind:
1. Losing your luggage
"I just have to wait for the airport to contact me when my luggage arrives, right?"
Wrong! When you lose your luggage, it could take anywhere from hours to days (or even weeks) for the issue to be sorted. Imagine having to re-buy an entire suitcase of clothes just for your week-long vacation.
2. Falling sick (like really sick) abroad
More than your usual flu or mild fever, imagine getting food poisoning and having to visit the bathroom multiple times a night, or getting bitten by an insect and needing a trip to the ER.
Not only will these derail your plans, the medical bill might hurt your wallet too!
3. Missing a connecting flight
One of the worst feelings while travelling is getting stuck on your layover destination just 'cause you missed the connecting international flight.
If you're lucky, you could get on the next flight and just burn a couple of hours. If you're unlucky, your whole trip might be affected.
You're probably thinking, "Eh, these things won't happen to me lah"
But chances are, you already know someone who's been through one of these travel nightmares.
That's why having travel insurance or takaful like Etiqa TripCare 360 Insurance or Etiqa TripCare 360 Takaful makes all the difference. After all, why go through all the trouble of saving on flights and accommodation, only to have to pay for travel hiccups and inconveniences?
Here's a closer look at how Etiqa TripCare 360 Insurance and Etiqa TripCare 360 Takaful can be your helping hand during travels
Lost luggage
When your items take a detour, your plans don't have to. Etiqa TripCare 360 Insurance/Takaful covers what's gone — including lost baggage and valuables — so you can carry on. Plus, if you don't make a claim under the annual takaful plan, you'll even get cashback.
Flight delays and cancellations
When flights are delayed and your trip is disrupted, your comfort shouldn't be compromised. Etiqa TripCare 360 Insurance/Takaful ensures your plans stay on track effortlessly, with coverage for travel delays and even a 25% rebate when you apply online.
Lost phone
While losing your phone is bad, having to pay for another is worse. Etiqa TripCare 360 Insurance/Takaful keeps the spending low when things go missing, including coverage for valuables like gadgets and personal items due to theft.
Falling sick and other disruptions
Stay safe from travel interruptions. Etiqa TripCare 360 Insurance/Takaful has your back when things don't go to plan.
You'll get cashless overseas hospital admission care for accidents and illnesses, baggage delay, and optional add-on coverage for adventurous activities.
What's more, by signing up for Etiqa's TripCare 360 Insurance or TripCare 360 Takaful, you stand a chance to win prizes! Find out more about their Sign-Up & Win Campaign.
So, what are you waiting for? Go ahead and chase the best travel deals and fill up your itinerary. But don't forget the one thing that can protect everything you've planned for.
Skipping insurance or takaful isn't saving. It's risking everything you just planned for! Find out more on Etiqa's website.
Perbadanan Insurans Deposit Malaysia (PIDM) Statement for Etiqa TripCare 360 Insurance/Etiqa TripCare 360 Takaful:
The benefit(s) payable under eligible product is(are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact Etiqa General Insurance Berhad or Etiqa General Takaful Berhad or PIDM (visit www.pidm.gov.my). I Member of PIDM.
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