4 Simple Ways To Save, Spend, And Make The Most Of Your Ringgit This Festive Season

It doesn't matter whether you're saving, investing, or spending overseas.

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Cover ImageCover image via Maybank

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This Spotlight is sponsored by Maybank.

With CNY and Hari Raya celebrations happening within weeks of each other, chances are, you'll be making lots of transactions throughout the festivities

Whether it's putting your salary into savings, withdrawing fresh notes for ang pows and duit raya, or converting and spending foreign currency overseas, Malaysians celebrating CNY or Hari Raya (or both) will once again experience the "money-in-money-out" feeling that typically comes with the festivities.

But if you're a Maybank customer, you'll already know that it can all feel much more manageable thanks to rewards and features that are designed to make all of your transactions much more worthwhile.

Here are four ways you can get more value from your festive transactions with Maybank:

1. Your daily saving and spending could win you RM10,000 travel vouchers and up to RM1,000 cash back

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Image via Maybank

Maybank's Debit & Save Campaign, which runs until 30 June 2026, lets eligible customers earn entries simply by growing their savings or using their Maybank debit cards.

Every RM100 increase in participating savings accounts and/or every RM100 spent on your Maybank Debit Card will earn you an entry.

There are also multipliers that make things a little more interesting. E-commerce spending, overseas swipes, and even payments via e-wallets or Google Pay can earn extra entries that could land you the grand prize of RM10,000 in travel vouchers (six winners).

On top of that, there are cashback prizes too:

  • First Prize (20 winners): RM1,000 cash back
  • Special Prize (20 winners who are top spenders on MyDebit): RM1,000 cash back
  • Bonus Prize (3,450 winners): RM100 cash back

Participating accounts include Kawanku Savings, Basic Savings, Zest-i, and Savings Account-i.

Here's how to participate:

STEP 1: Register via one of the following steps

  • SMS "RY26" to 66628
    OR
  • Deposit RM26 into your Maybank account
    OR
  • Register via the M2U campaign page


STEP 2: Save and debit to start earning more entries

2. Your festive retail therapy could win you a mystery car

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Image via Maybank

From 9 March until 8 June 2026, Maybank credit card and charge card holders can earn entries through the Cards Spend and Win Campaign with every RM100 in retail spend.

Grand prize winners will walk away with one of five mystery car models, while there will also be bonus prizes of up to RM1,000 in cash back rewards.

Spending in bonus categories will offer 2x entries, while new principal cards approved during the campaign period earn 10x entries.

To participate, simply SMS "REWARDS" to 6628 OR register via the M2U campaign page.

3. If you're travelling or shopping overseas, your account can move with you

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Exchange rates shown are indicative and for information purposes only. Actual Rates may vary based on current market conditions.

Image via Maybank

The Maybank Global Access Account-i is a Shariah-compliant multi-currency account that supports up to 18 currencies in one place.

You can convert currencies in real time via the MAE app with zero conversion fees, and the account comes with a Maybank Global Access Mastercard Debit Card accepted worldwide.

It also includes travel medical coverage of up to USD100,000 (approximately RM470,000, subject to exchange rate) and Personal Accident Takaful coverage of up to RM100,000.

The account can be opened instantly via the MAE app with a minimum deposit of RM50.

4. Your festive coffee and snack runs could cost just RM5

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Image via Maybank

From now until to 30 June 2026, Maybank Mastercard Debit and Credit Cardholders can enjoy selected RM5 deals at participating brands.

These include selected beverages at ZUS Coffee, a regular scoop at Baskin-Robbins (usual price RM12.50), Krispy Kreme treats, drinks at The Coffee Bean & Tea Leaf, and selected items from Auntie Anne's, Nando's, Marrybrown, and Richeese Factory.

Redemptions are limited monthly and generally capped at one per cardmember per merchant per day, on a first-come, first-served basis.

Ready to make your festive spending feel a little more rewarding? Maybank has you covered!

Whether you're topping up your savings, swiping for buka puasa meals, booking flights, or grabbing that RM5 coffee between house visits, you might as well let it work in your favour.

For more info on all these campaigns, visit this website.

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