You Can Now Earn 4.2% P.A. Guaranteed Returns & With Flexible Withdrawals. Here's How

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This Spotlight is sponsored by Versa.

If you've ever committed to a fixed deposit and then later regretted it because you needed the money before maturity, you're not alone

The frustration of having to forfeit your fixed deposit interest due to unforeseen circumstances is very real. That's why Versa — one of Malaysia's fastest-growing digital wealth platforms — has come up with its new Fixed Rate Quests campaign.

The Fixed Rate Quests campaign lets you receive guaranteed returns on your deposits while still enjoying flexible withdrawals!

It's open to all Malaysians looking for a smarter alternative to traditional fixed deposits, and for a limited time, it is rewarding users with a special returns rate.

From 1 July to 31 January 2026, users who top up fresh funds into Versa Cash or Versa Cash-i can enjoy guaranteed returns of up to 4.2% p.a., woah!

Interested dy? Here's how it works:

The campaign is split into two phases:

• Qualifying period (1 July to 31 July): Top up fresh funds to unlock your fixed rate. Simply cash in a minimum of RM2,000 into your Versa Cash account, or a minimum of RM1,000 into your Versa Cash-i account.
• Holding period (1 August, 2025 to 31 January, 2026): Simply maintain your cumulative nett cash-in amount to enjoy the fixed rate on a daily prorated basis.

So, what's the fixed rate, exactly?

By joining the campaign, you'll enjoy:

• Versa Cash: 4.2% per annum (AHAM Enhanced Deposit Fund)*
• Versa Cash-i (Syariah-compliant): 3.9% per annum (AHAM Aiiman Enhanced i-Profit Fund)*

These rates apply for fresh funds of up to RM300,000, and returns are calculated daily. All rewards will be credited by the end of February, 2026.

*Terms and conditions apply.

For total peace of mind, your funds will be managed by reputable and safe hands

Both Versa Cash and Versa Cash-i are established money market fund products managed by AHAM Asset Management Berhad, one of the most reputable fund houses in Malaysia.

These funds are designed to be low-risk and high-liquidity, which makes them ideal for short-term saving or emergency funds.

In May 2025, Versa Cash recorded a base nett return of 3.89% per annum, while Versa Cash-i hit 3.54% per annum — both solid numbers even without the fixed rate boost**.

**Versa encourages all investors to read and understand the relevant fund prospectuses. Past performance is not indicative of future returns.

And the sweetest part of all is that your money will work for you no matter when you decide to cash out

The standout feature of Fixed Rate Quests is its flexibility. Unlike traditional fixed deposits that punish early withdrawals, Versa allows you to cash out anytime and even if your amount falls below the required amount during the holding period, you'll still be able to earn the monthly base nett returns.

And if you top up again during the holding period and meet your required amount, your fixed rate reactivates automatically on a prorated basis, which is great for users with fluctuating incomes or first-time investors who want a stable place for their cash.

So, can't wait to start earning without any worries? Visit the Versa website to learn more!

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